What is a VA Loan?

The men and women who serve our country as part of the U.S. Armed Forces have earned the option to use a VA loan to finance a home. This type of loan is provided by private lenders (like banks and mortgage companies) and insured by the U.S. Department of Veterans Affairs. VA loans are available to eligible veterans and surviving spouses.

VA Refinancing

Refinancing a loan with VA benefits may change your options. Learn more with our VA Refi guide.

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VA Requirements

Using your VA benefits to get a loan can mean better parameters on your loan. Talk to an expert about your options.

What are the benefits of a VA loan?

VA loans offer no down payment options and no monthly mortgage insurance payment, and the VA Funding Fee can be financed into the loan. Eligible veterans and surviving spouses can use a VA loan to purchase a new home or refinance their existing home.


Qualifying for a VA Loan

To qualify for a VA loan, you must meet the eligibility requirements set forth by the U.S. Department of Veterans Affairs. A VA loan is available exclusively to current active military (90 days min. service), honorably-discharged Veterans, Reservist members (six years with an honorable discharge or 60-180 days of active duty), eligible surviving spouses, and those granted Veteran status through civilian employment.

Applying for a VA Loan

If you qualify for a VA loan, it’s important to find a lender who works with the VA program. We have decades of experience serving the valued members of our military and appreciate every opportunity to support their homeownership goals. You can start the loan process with us by clicking here.